
This is a segment of a post that I originally wrote in January 2006 regarding Misconceptions that Canadians about the US. I thought it was relevant to current political issues:
Myth: Most Americans do not have Health CareIn 2004 the percentage of Americans covered by some sort of Health Insurance was 84.3%. This means that about 46 million Americans had no health insurance at for all or at least part of the year. Here is the age breakdown from the 2004 statistics of Americans covered by Health Insurance:
17 or under 88.8%
18-24 68.6%
25-34 74.1%
35-44 81.3%
45-64 85.7%
64 or older 99.2%
I have a few numbers that need to be pointed out about the 46 million people, keep in mind several of these number overlap, but that does not defeat any of these thoughts:
1. Over 14 million of these people earned more than $50,000 and either chose not to take Medical Insurance so they could pocket more income (something that I probably would do if I were single) or they were temporarily not covered because they were in between jobs.
2. About 11.8 million people are immigrants to the US and chose to move here. They may have come from a country that had no Health Care at all. Side note: when my wife and I moved to Canada, we had no Health Insurance coverage either, because we had recently moved and were in-between jobs.
3. Over 30 million of the people without Health coverage live in the Southern or Western parts of the United States. There is a noticeable percentage difference (West = 17.6%, South = 18%, Northeast = 12.9% and Midwest = 12%) between different regions of this country. There are many options involved with choosing employment, like Full time VS part-time, educational requirements, Salary package and location. A day has come where mobility comes with the territory for job seekers. Some people may need to move states or even regions to find jobs that meet there expectations and needs.
4. Over 8 million people between the ages of 18 and 24 do not have Medical Coverage. This is by far the largest group of uninsured Americans based on percentage. Many of these people have recently left their parents insurance plans and many of them are still students, either way, this is by far the age group with the lowest need for medical insurance. A few exceptions are pregnant mothers or the severely handicapped; both of these groups would qualify for plenty of government assistance.
One of the most important things to understand is that anyone that even goes a few weeks between jobs or between insurance companies or even after graduation from High School or college without insurance is counted in this 46 million people as well as everyone in their family. That exact figure is not published by the US Census Bureau, but some have estimated as high as 50% of the people without insurance fall into this category. Of the 46 million people many were still eligible for government assistance, Veterans Affairs help, assistance from State governments and then help from many other privately funded programs. Health insurance is available, I will not say that it is affordable, because neither is Malpractice insurance, which is an expense that trickles down to the patient and raises the cost of Medical insurance every year. Many Americans can be insured but chose not to be and that is their right, can a Canadian chose not to be on the Universal Health Insurance and be reimbursed their share of the cost? Probably not.